Settle debts for up to 70% less!
Debt Negotiations is faster

-Not Debt Management
-Not Bankruptcy
-Home Ownership Not Needed
-Settle Debts Don't Repay Monthly
-Avoid Extended Payments & Interest
-Use a Certified & Court Appointed Mediator 

If you've experienced some personal financial setbacks, and you now find yourself with more debt than you can handle, you may be able to get the debt relief that you need...quietly and discreetly, and without filing bankruptcy. Whether you are a consumer or business person, this procedure can help you payoff debts faster than debt management and do damage control to your credit rating!

Business Debt Negotiations
The Cost-effective Way For Businesses To Quickly (And Discreetly!) Resolve Financial Problems Without Litigation Or Bankruptcy.

Consumer Debt Negotiations
How To Save Hundreds, Thousands Or Even Tens Of Thousands Of Dollars By Negotiating Settlements With Your Creditors. If you have large debts, charge offs, collection debts or judgments you should consider debt negotiations to solve your problem. Resolve....

-Consumer Debt
-Business Debt
-Avoid Foreclosure
-Settle Lawsuits
-Contract Disputes
-Credit Card Debt
-Collection Accounts
-Charge Offs
-Judgments
-Medical Debts
-Personal Debts

Derrick Hall & Associates is an experienced debt mediation company that specializes in resolving debt problems for businesses and individuals.

You will......

When financial problems occur, creditors begin a process of collection actions, lawsuits, and even the seizure of assets. We help people settle lawsuits, handle aggressive collection agencies, and satisfy creditors. This non-legal approach can assist and settle your debts without the expensive fees attorneys may charge.  You can settle your unsecured, outstanding debts for, on average, 30% to 80% of the amount owed. The savings are terrific! If your debt is delinquent and you are teetering on the verge of bankruptcy or want to try and settle it, for less impact to your credit, we can help. 

About Credit Ratings
Unlike debt management, debt negotiations always considers your credit rating. While many creditors may not remove a negative mark in exchange for payment they will usually list the debt as settled for full. That means instead of having a negative charge off for 7 years you will have a "settled in full" rating. This is extremely more positive to your credit than charge off or bankruptcy. All negotiations have your credit rating in mind and we will do all we can to get the best agreement from your creditors.

We are different than many other debt settlement programs because we are negotiating from YOUR standpoint, not the creditors. We have the experience necessary to get you the lowest settlement possible in the quickest amount of time. Trying to negotiate a credit rating and reduce the amount owed can be extremely difficult. We always attempt for a settled rating in writing but some creditors simply do not agree. If the purpose of you negotiating your debt is simply to repair your credit then consider the following.

No matter how you look at it, a paid settled account is tenfold better than a charge off. You must realize that your choices may be limited and you need to be realistic. Finally, if you have no desire to settle the debts then you should use credit restoration. Debt negotiations and credit restoration are two totally separate dealings. Most who have attempted to restore their credit only to have the debts validated as 100% accurate should consider debt negotiations to finalize the process and payoff old overdue debt to get on with their lives.